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Portugal accelerates sale of bad debt after 2 years of decline
After two years of reductions, Portugal has stepped up the sale of non-performing mortgages in an attempt to clean up banks’ balance...
Redação Mudei e Agora
2 min read


Redemption of PPR to pay credit will be penalized again in 2025
From 2025 onwards, withdrawals from Retirement Savings Plans (PPR) to pay off a home loan will once again be penalised, after a period of...
Redação Mudei e Agora
1 min read


Home sales jump 19% - and prices see biggest rise in 2 years
The number of residential property transactions in Portugal increased by 19% in the last quarter, recording the biggest price increase in...
Redação Mudei e Agora
2 min read


Banks ready to implement public guarantee in housing credit
Banking institutions in Portugal are ready to implement the new public guarantee measure for housing loans, designed to facilitate access...
Redação Mudei e Agora
2 min read


Using capital gains to buy a second home? Exemption no longer applies
The profits obtained from the sale of a property are exempt from capital gains tax if they are used to repay the permanent housing loan,...
Redação Mudei e Agora
2 min read


Real estate in the world: trends and sectors to invest in today and in the future
The global real estate environment faces a number of challenges, from central bank monetary policies affecting lending to the...
Redação Mudei e Agora
2 min read


Nine out of ten Portuguese people opt for a mixed rate when buying a house
The mortgage market continues to boom and, despite the fact that housing prices are increasingly high in Portugal, the Portuguese are...
Redação Mudei e Agora
1 min read


The government has already set a guarantee of 1.2 billion to help young people buy a house. The banks' installments have yet to be decided
The Minister of State and Finance, Joaquim Miranda Sarmento, set this Monday, in an order published in the Official Gazette, that the...
Redação Mudei e Agora
1 min read


Buying a house? Learn how to deal with condominium issues
When buying a house, it is essential to understand the obligations related to the condominium, as these affect both family life and the...
Redação Mudei e Agora
2 min read


Tips: Smart home
Turning your home into a smart home is easier than you think. This is no longer a future trend, but an accessible and practical reality...
Redação Mudei e Agora
2 min read


Public guarantee on housing credit: impact depends on adherence
The public guarantee that will facilitate access to housing credit for young people has already been regulated and is expected to become...
Redação Mudei e Agora
2 min read


Families are asking for more housing credit to buy a house
The number of new home loans in Portugal has been recovering as interest rates fall. This trend is being felt by Portuguese banks, which...
Redação Mudei e Agora
2 min read


Euribor will fall and ease home payments – but puts pressure on prices
Everything indicates that the Euribor will continue to fall in the coming months, after the European Central Bank (ECB) announced a new...
Redação Mudei e Agora
2 min read


Capital gains under 2 regimes: the date of sale of the house is decisive
The new rules for benefiting from the IRS exemption on capital gains from the sale of houses came into force last Wednesday, September...
Redação Mudei e Agora
2 min read


Public guarantee for young people: banks will have a limit on the amount they can lend
There is some news about the public guarantee for young people. One of them is that banks that sign up to the public guarantee for...
Redação Mudei e Agora
2 min read


Paying rent in advance to get a discount? What the market and the law say
Creativity is part of the real estate business. And to avoid situations of default, to obtain liquidity to face expenses related to...
Redação Mudei e Agora
3 min read


Analysis of Interest Rates on Housing Credit in Portugal
Housing interest rates have a significant impact on the Portuguese economy, influencing the real estate market and citizens’ personal...
Redação Mudei e Agora
2 min read


Is sleeping with air conditioning bad for your health?
In the constant search for comfort during summer nights, many of us turn to air conditioning as an ally to combat high temperatures....
Redação Mudei e Agora
3 min read


Public guarantee supports "niche" of young people: house payments will increase
The public guarantee will allow young people up to the age of 35 to have access to a 100% mortgage loan. However, although the measure is...
Redação Mudei e Agora
3 min read


Portugal is one of the countries with the highest cost of living in Europe.
Living in Portugal is becoming increasingly challenging. The Portuguese people’s budgets are becoming too tight to cover housing and food...
Redação Mudei e Agora
4 min read
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